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Message
re: Covering preexisting conditions...
Posted on 8/8/20 at 2:31 am to Cromulent
Posted on 8/8/20 at 2:31 am to Cromulent
quote:
You are an idiot. I was 20 AND DID HAVE INSURANCE. But you see back then the insurance could drop you and they did. So I was dropped bc I was diagnosed with MS and then I was screwed. So please tell me about how I’m seeking an entitlement or it’s the same as vehicle insurance. Consequences of my choices. Pfft
There are arguments on both sides of this issue. The best response would have been for Congress to create an assigned risk pool for those in your circumstances rather than the total disruption of health insurance which worked fine for the majority of us.
You might have sought employment with a company high provided group insurance for all employees and you would have been covered without having to prove your insurability. Most people who object to the Affordable Care act are sympathetic to your situation. We object to the imposition of higher premiums to give Obama his signature accomplishment when the 3% of those like you who ere frozen from coverage could have been provided for at a much lower cost.
Posted on 8/8/20 at 8:04 am to tigersbb
quote:
There are arguments on both sides of this issue. The best response would have been for Congress to create an assigned risk pool for those in your circumstances rather than the total disruption of health insurance which worked fine for the majority of us.
Another option: Have a condition-specific co-insurance for people who were uninsured. For each month someone was uninsured in the past three years, 3% of the insurance company's obligation drops to the patient.
A condition cannot be considered pre-existing if the patient was insured at the time of diagnosis or at the time the presenting symptoms were first documented.
That way, you don't have a situation where an insured person gets sick and becomes uninsurable. But people who try to game the system have to set up a Go Fund Me.
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