re: .

spreadsheet

income vs expenses

i did one showing weekly income since i was paid weekly. then start plugging in you monthly set bills (rent/car notes/car insurance/cell phone/cable ect.) then pick an average power/cable/water


run that a out few months out and see if you income > expenses. if you are spending less then you make, then then remaining money is what you have to save/eat out/entertainment/emergencies.

far too often, the set items almost max out peoples income, so no room left for the 2nd category..