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re: Personal Loans, should I get the amount I need, or a little extra just in case

Posted on 6/17/20 at 10:02 am to
Posted by Joshjrn
Baton Rouge
Member since Dec 2008
27155 posts
Posted on 6/17/20 at 10:02 am to
If you have the discipline and self control for it, you should get a no/low fee balance transfer card and pay it off during the interest free period.

If you don't have the discipline and self control for it, you shouldn't apply for more credit in any form, because you will just end up further in debt than you already were once you charge up that card again.
This post was edited on 6/17/20 at 10:03 am
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