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Message
re: Current Mortgage Rates
Posted on 11/20/20 at 11:54 am to WeAreBR
Posted on 11/20/20 at 11:54 am to WeAreBR
Owe 240K on a home with a 302K appraisal.
Currently at 4.1% 30yr loan in year 3
Credit is 780-790
What are some 30yr and 15 yr scenarios I could expect? I feel like this something I should be doing.
Currently at 4.1% 30yr loan in year 3
Credit is 780-790
What are some 30yr and 15 yr scenarios I could expect? I feel like this something I should be doing.
1
Posted on 11/20/20 at 12:12 pm to Revan11
30 year rate today is 2.5% with monthly payment of $948
15 year rate today is 2.125% with monthly payment of $1558
You LTV is 79.47% so you couldn't add much to the loan amount without having to pay MI insurance. You could go up on your rate if you wanted some credit on closing costs. Otherwise you would have to come out of pocket at closing
15 year rate today is 2.125% with monthly payment of $1558
You LTV is 79.47% so you couldn't add much to the loan amount without having to pay MI insurance. You could go up on your rate if you wanted some credit on closing costs. Otherwise you would have to come out of pocket at closing
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