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Message
re: Current Mortgage Rates
Posted on 7/27/20 at 11:36 am to Ace Midnight
Posted on 7/27/20 at 11:36 am to Ace Midnight
With a VA nothing down. If you’re putting something down, don’t do a VA and waste the VA funding fee.
1
Posted on 7/27/20 at 11:50 am to C
quote:
If you’re putting something down, don’t do a VA and waste the VA funding fee.
I got that, but if I don't have 20% for a conventional, then I'm paying PMI - and I have no idea how expensive that's going to be for a Jumbo. If I can bring at least 5% down, then the VA fee is under 2 points. If I could do a full 20%, I might comparison shop for rates/total cost, but if under 20% (I'm likely going to be closer to 11 or 12 percent unless we push it off a year), I'm leaning VA if it is doable.
I'm doing things the hard, hard way - land loan, Construction, Jumbo, VA - but at $200/sq foot to build, what else is there to do?
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