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re: How Do We Fix American Healthcare?

Posted on 8/17/19 at 6:17 pm to
Posted by BamaGradinTn
Murfreesboro
Member since Dec 2008
26993 posts
Posted on 8/17/19 at 6:17 pm to
quote:

Health insurance shouldn’t be used for routine family doctor’s visits when your kid has strep throat. Just handle that $150 charge like you do when your car needs a new battery and move on.


I'm guessing you don't have a kid.
Posted by Tarps99
Lafourche Parish
Member since Apr 2017
7551 posts
Posted on 8/18/19 at 3:21 pm to
quote:

$150 charge like you do when your car needs a new battery and move on.


A doctor visit shouldn’t cost that much to begin with unless you are having a major test or advanced imaging.

A typical doctor visit although billed at absorbent rates for insurance are only reimbursed at the cost of a typical deductible.

It is a shame that family coverage has gone well over 1k a month. At that price and high deductible plan, a typical family could spend nearly a half or 1/3 of their income on health care. At that point it is no longer insurance but a tax.
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