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re: US District Court in NOLA has stayed a bunch of civil cases where fraud has been alleged.

Posted on 8/21/19 at 8:58 pm to
Posted by Fishwater
Carcosa
Member since Aug 2010
5843 posts
Posted on 8/21/19 at 8:58 pm to
quote:

Fixed it for you. But, yes, I do mean our current law. We need to:

1) lower Louisiana's jury trial threshold from $50,000 to $5,000 to bring us more in line with other states.

2) end the collateral source rule

3) remove direct action against an insurer.

These three would go a LONG way toward reducing our insurance rates, which are nearly the highest in the nation so that we can feed Gordon & his friends.

ETA: You must be an attorney because I can't imagine anyone else being against these common sense changes.


You have lost your absolute mind. If you remove #3, Insurers would deny all first party claims and all insureds would be screwed. I'm sure homeowners would love that come the next hurricane or flood.
Posted by Joseph Bockrath
Baton Rouge
Member since Dec 2011
236 posts
Posted on 8/21/19 at 9:05 pm to
quote:

You have lost your absolute mind. If you remove #3, Insurers would deny all first party claims and all insureds would be screwed. I'm sure homeowners would love that come the next hurricane or flood.


So your view is that an insured---as a party to an insurance contract---wouldn't have the ability to sue his insurer for dishonoring a contractual covenant absent the direct action statute?

This is probably wrong.
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