re: US District Court in NOLA has stayed a bunch of civil cases where fraud has been alleged.

I'm not an attorney and don't know the statutory remedies to fix the issue of high auto insurance rates in LA.

But, the obscene amount of PI TV and Billboard advertising in our State reminds me every time I see one that I'm paying for it.

Are the insurance companies so corrupt that the only way to secure a reasonable outcome in legitimate accident litigation is by lawsuit?

I'm sure there are some but to say most all are this way, as the legal beagles trolling for business imply, is a stretch to me.

What portion of my auto rates cover this cost and associated litigation and settlement expense?

Based on how my rates went up moving back home from Texas, about 25%.

And that is criminal.