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re: Why do libs harp on instititutional racism?
Posted on 8/14/19 at 4:41 pm to xiv
Posted on 8/14/19 at 4:41 pm to xiv
quote:
Never heard of redlining?
Of course it happens. Banks, grocery stores and other businesses don't exist because of any moral or social reasons. They are businesses that exist to make money.
If they cannot turn a profit they go out of business.
They are generally not stupid. If it costs more to do business in a certain area they will charge more....simple to understand. For example, take Insurance: If you are a higher risk or live in a higher risk area, you pay a higher premium. Again, they are not dumb. If they were truly overcharging competition would drive them out.
1
Posted on 8/14/19 at 4:43 pm to RichardT
quote:
Of course it happens. Banks, grocery stores and other businesses don't exist because of any moral or social reasons. They are businesses that exist to make money.
If they cannot turn a profit they go out of business.
They are generally not stupid. If it costs more to do business in a certain area they will charge more....simple to understand. For example, take Insurance: If you are a higher risk or live in a higher risk area, you pay a higher premium. Again, they are not dumb. If they were truly overcharging competition would drive them out.
OK. The easier answer would have been: yes, I've never heard of redlining. Because you certainly aren't talking about it here.
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