re: Another government created crisis. The student loan debacle.

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If you are dealing with most public universities the earning power may be similar; however. There are some schools that may give you some benefit based on name recognition, reputation, field or alumnini channels

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I realize there are exceptions but it really depends on the field of study.

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Maybe a degree from Michigan is considered more valuable than Mississippi State

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Again it depends on the degree. If someone goes to college to get a degree in Education, just so they can become a public school teacher, it makes absolutely no sense to pay out of state tuition. UNLESS they plan to ultimately become a principal then it might make more sense to get a degree from a more "prestigious" school. Otherwise they are borrowing twice as much money to go out of state with a limited return on their investment.

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Certainly a degree from upper tier private schools, Such as Stanford or Dartmouth is more valuable in a corporate environment than a state school due to perception.

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If that person is going to Stanford or Dartmouth, more than likely there is also scholarship money available.