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Message
re: Housing prices are alarming
Posted on 6/10/19 at 9:10 am to SDVTiger
Posted on 6/10/19 at 9:10 am to SDVTiger
quote:
These are all back for Self Employed borrowers and investment property owners
Not 110% crazy but they are back
Yea I have seen them but like you said they are more consolidated this time around. I am sure you remember, and probably responsible for some like I am, but I remember everyone getting stated income loans at the tail end of the subprime mess so they could get way more house than they could afford.
IIRC FHA also now allows everyone in the household to count towards income which I find crazy. So if your 14 year old flips burgers you can count his check towards your DTI to get a bigger mortgage.
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