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Message
re: Housing prices are alarming
Posted on 6/10/19 at 9:04 am to Mud_Till_May
Posted on 6/10/19 at 9:04 am to Mud_Till_May
quote:
Why do I have to purchase a mortgage just to live in a house. Why cant I just save and buy?
The easier it is to finance something, the higher the base price will be (not even accounting for the cost of interest).
Look at cars. Few people pay cash anymore for a car, or even care how much the car cost. All they care about is the monthly payment.
Look at college. No one has to pay as they go anymore... you can get loans for all of it. Again, they only care about the monthly payment, and you don't even have to start paying it back until after you graduate.
If you want housing prices to come down, you need to make it a lot harder to get a mortgage.
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