re: Another just starting out thread.... 24 year old

I get why some say keep the truck. Do it if you will get more enjoyment out of it. Nothing wrong with that when you are fully aware of the situation like you appear to be.

As for me, I'm a cash-is-king person who places great value on financial flexibility (disposable income/debt free) and setting up investing as soon as you get your first job.

I personally feel much better about things when I have a high cash flow. I would consider selling the truck to free up monthly cash that I would enjoy more than a truck. It isn't just about the loan payment. The truck is going to have higher fuel costs, higher insurance costs and probably higher maintenance costs than something I would prefer to drive over a truck, but that is just me.

Good luck.