re: Not sure if this is where I go but still

Unless Im mistaken stash isnt managing anything, they just provide a really easy to use platform for beginning investors and rename ETFs in their app. You can own exactly what you have in stash, elsewhere. Ive used it, I liked it, it was easy. And you can buy partial shares which is cool for a weekly auto deposit of 100/200 dollars and you can throw it in amazon or apple or "invest in buffet." I dont know if I'd keep 79k in there though. Vanguard is probably the right answer