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re: Trump’s plan for student loans is solid
Posted on 5/12/19 at 8:28 am to Lsujacket66
Posted on 5/12/19 at 8:28 am to Lsujacket66
I like the idea with getting colleges to have skin in the game for unpaid debt. Basically tie in the responsibility for the loans with the ability for the graduate to find a good job where the debt meets a threshold to income.
For example: if a college throws a bunch of bullshite electives and lock step scheduling into the curriculum extending the students stay causing them to take on more debt only to graduate and get a job where the debt/income ratio is high, the college would be on the hook for a portion of that debt.
Fees, books, housing, and all the insane other costs that continue to get thrown in by schools that have zero incentive to control them as they know the money is guaranteed. It’s an interesting plan. Obviously the student/graduate would have to meet certain metrics as well. But it’s a bold move to get higher education to let go of the golden goose.
For example: if a college throws a bunch of bullshite electives and lock step scheduling into the curriculum extending the students stay causing them to take on more debt only to graduate and get a job where the debt/income ratio is high, the college would be on the hook for a portion of that debt.
Fees, books, housing, and all the insane other costs that continue to get thrown in by schools that have zero incentive to control them as they know the money is guaranteed. It’s an interesting plan. Obviously the student/graduate would have to meet certain metrics as well. But it’s a bold move to get higher education to let go of the golden goose.
Posted on 5/12/19 at 8:33 am to elprez00
quote:
Basically tie in the responsibility for the loans with the ability for the graduate to find a good job where the debt meets a threshold to income.
For public schools this responsibility ends up falling back to the taxpayer, no?
I don’t see why schools should be responsible for people’s life choices.
Or maybe I take an intentionally poor paying job to get off the hook for loan repayment.
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