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re: Is my retirement thinking flawed?
Posted on 4/21/19 at 9:01 pm to GAFF
Posted on 4/21/19 at 9:01 pm to GAFF
quote:
annual payout will be 95% of my current salary
Is that 95% of your current salary in 2019 dollars, or dollars in the year you plan to retire. Maybe I missed it but I’m not sure how inflation is factored in your calculations.
Having said that, you can over save for retirement and find yourself in a higher tax bracket than you anticipated. The best solution to that is a Roth IRA.
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