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re: PMI Question
Posted on 4/14/19 at 9:25 am to IntenseKid
Posted on 4/14/19 at 9:25 am to IntenseKid
quote:
We built a house in BR late 2017 and I want to say we didn’t put anything down. I was told the only way to get rid of PMI is to sell or refinance and you should only refinance if you get a better rate than you currently have.
That sounds like you have FHA/VA/RD. The government backed loans let you put down less down payment but you're stuck with the monthly PMI for the life of the loan. Conventional loans can get rid of it as the posters above have described
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