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re: Best money market / high yield savings account?
Posted on 4/3/19 at 9:38 am to FootballNostradamus
Posted on 4/3/19 at 9:38 am to FootballNostradamus
quote:
So I'm going to be purchasing a house in the next ~18 - 24 months and I want somewhere to build-up my down payment without putting it at risk but also without earning the 0.02 or whatever bull shite percent my Wells Fargo account gives me.
I'm at the tail end of this process as I'm a few weeks from closing on our house. We opened up an online savings with Ally which is now 2.2%. We eventually started buying 12 mo cds every 3 months which were at 2.5% and 2.75%. Ally has been very competitive with rates and I found transfers in and out to be simple. I think we will continue our cd ladder with Ally up to certain dollar amount. We plan on slowly transferring into index funds with everything over the savings amount we agreed on going forward.
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