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re: When to expect a bill from the insurance company for baby delivery?
Posted on 3/26/19 at 10:59 am to BlueChips
Posted on 3/26/19 at 10:59 am to BlueChips
Congrats on the baby.
Did you pay anything to the hospital yet?
On both of our kids birth (last one 8 years ago) We pay a co-pay of $50 to the OBGYN which covered all of her services from, pre-natal care through one post-hospital visit, a co-pay of $50 to the pediatrician which covered all of her services at the hospital, and a $1500 co-pay to the hospital. The $1500 co-pay for the hospital, we paid before my wife was admitted.
If you don't have a plan with a flat co-pay, then the hospital will bill the insurance company, they will pay what they pay, and then the hospital will send you a bill for your portion. It can take a few months.
Keep in mind other doctors may bill you as well.
Did you pay anything to the hospital yet?
On both of our kids birth (last one 8 years ago) We pay a co-pay of $50 to the OBGYN which covered all of her services from, pre-natal care through one post-hospital visit, a co-pay of $50 to the pediatrician which covered all of her services at the hospital, and a $1500 co-pay to the hospital. The $1500 co-pay for the hospital, we paid before my wife was admitted.
If you don't have a plan with a flat co-pay, then the hospital will bill the insurance company, they will pay what they pay, and then the hospital will send you a bill for your portion. It can take a few months.
Keep in mind other doctors may bill you as well.
2
Posted on 3/26/19 at 11:55 am to LSUFanHouston
quote:
It can take a few months.
Keep in mind other doctors may bill you as well.
We had bills trickling in for about a year.
Posted on 3/26/19 at 11:58 am to LSUFanHouston
quote:
If you don't have a plan with a flat co-pay, then the hospital will bill the insurance company, they will pay what they pay, and then the hospital will send you a bill for your portion. It can take a few months.
If the hospital is under contract with the insurance company typically they have agreed to accept whatever the insurance company will pay in total. It should be stated on the insurance statement what the patient is responsible for and will indicate $0.00 if that is the case. It is not uncommon for hospitals to either intentionally, or in error to bill the patient for the difference even when the insurance statement indicates the patient's balance is zero.
This post was edited on 3/26/19 at 12:02 pm
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