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re: Louisiana 529b K12
Posted on 2/4/19 at 10:44 am to LSUFanHouston
Posted on 2/4/19 at 10:44 am to LSUFanHouston
Do you have to have a child to start one? I thought you could open one prior to birth and then change beneficiary from yourself to the child.
Posted on 2/4/19 at 10:56 am to lighter345
quote:
Do you have to have a child to start one? I thought you could open one prior to birth and then change beneficiary from yourself to the child.
You can, but some people might not be willing to do this if they don't actually have kids yet. Because if you don't have kids, then you either need to pull the money out (earnings would be taxed, plus potential penalty) or gift the plan to someone with a kid.
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