quote:
You call the lab in the exam room, lab says "not sure, depends on what the doctor codes the visit as and what your insurance deems necessary with the codes"

So you call the insurance company and give them the codes. Insurance company says "not sure, can't give you a cost until the information is submitted and reviewed."

Preach brother, no one can tell you shite.. All the while the doctors own the labs! I am thinking about going to HDHP as well or just negotiating with Cash and having a catastrophe plan in case of Emergency with a terminal illness plan.

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Posted by Mingo Was His NameO

Brooklyn

Member since Mar 2016

25455 posts

Posted on 1/7/19 at 4:21 pm to Uncs

quote:
. All the while the doctors own the labs!

This is the case nearly 0% of the time

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Posted by MSMHater

Houston

Member since Oct 2008

22776 posts

Posted on 1/7/19 at 4:26 pm to Uncs

quote:
All the while the doctors own the labs!

Sorry, man. If you're going to an out of network lab instead of quest or lab Corp, that's on you. Physician owned labs are nearly dead. They either remain out of network, which pisses off patients to the point of leaving the practice entirely. Or they take 2 years of financial losses to qualify for contract negotiations with payers for in network contracts. It just isn't financially feasible for physicians to buy into anymore. Quest and lab Corp have put all of them out of business, and have the barriers to entry too high to even consider.

Your physician can not prevent you from using the national labs. Tell them to print your lab order, and take it where you want.

This post was edited on 1/7/19 at 4:28 pm

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