- My Forums
- Tiger Rant
- LSU Recruiting
- SEC Rant
- Saints Talk
- Pelicans Talk
- More Sports Board
- Fantasy Sports
- Golf Board
- Soccer Board
- O-T Lounge
- Tech Board
- Home/Garden Board
- Outdoor Board
- Health/Fitness Board
- Movie/TV Board
- Book Board
- Music Board
- Political Talk
- Money Talk
- Fark Board
- Gaming Board
- Travel Board
- Food/Drink Board
- Ticket Exchange
- TD Help Board
Customize My Forums- View All Forums
- Show Left Links
- Topic Sort Options
- Trending Topics
- Recent Topics
- Active Topics
Started By
Message
Posted on 12/3/18 at 5:43 pm to The Last Coco
Each credit bureau has a slightly different formula. If you received your score from experian one time and transunion the other time that could give an indication as to why you have different scores.
If that is not the case another reason you didn't list might be if an account you had closed lowering your total amount of credit available.
Regardless, If you are worried about it because you are buying a home in the future a majority of lenders do not have pricing hits on interest rates until you get down to 760 or even 740.
If that is not the case another reason you didn't list might be if an account you had closed lowering your total amount of credit available.
Regardless, If you are worried about it because you are buying a home in the future a majority of lenders do not have pricing hits on interest rates until you get down to 760 or even 740.
Posted on 12/3/18 at 8:55 pm to The Last Coco
quote:My Chase account provides a TransUnion Vantage Score 3.0. changes are your lender will use a FICO8 or other FICO model. Just FYI. Not sure the explanation for your score drop.
Experian and TransUnion
They're both run through a Chase account I have
Popular
Back to top
![logo](https://images.tigerdroppings.com/images/layout/TDIcon.jpg)