re: Pension or Lump Sum?

quote:

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One thing absent the discussion so far is the impact rising interest rates have on your lump sum distribution. It can be significant. If you haven’t asked asked the benefits people how interest rates impact, you may want to do so. Interest rates will likely be higher in a year and that will negatively impact the lump sum. The difference could be in the six figures, depending on the rate increase. Just something to be aware of.

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This....you need to retire before November 30 to avoid a huge hit to your lump sum....or wait until next November for it to recover.

Do you work for Entergy?