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How do you keep track of it all? (Personal Finance Apps)

Posted on 11/12/18 at 8:04 am
Posted by BitBuster
Lafayette
Member since Dec 2017
1443 posts
Posted on 11/12/18 at 8:04 am
What are you guys using to keep track of all your personal finances? I'd love an app that keeps everything in one place, but I'm worried about giving everyone my info.

Our biggest problem is tracking expenses and expense planning, but I'd also like something to track 401k's, loans, investment accounts, savings, etc.

What do you guys use to keep track of it all?
Posted by Verdi
Fulshear, TX
Member since Mar 2013
138 posts
Posted on 11/12/18 at 8:14 am to
I have used quicken deluxe the last 4 years and it has been an easy way to track everything in one place.
Posted by 21JumpStreet
Member since Jul 2012
14668 posts
Posted on 11/12/18 at 9:18 am to
Mint. Great App.

They are a product of Intuit.
Posted by seawolf06
NH
Member since Oct 2007
8159 posts
Posted on 11/12/18 at 12:19 pm to
I've been using Mint for years. It does require some constant maintenance, but it's an excellent tool.
Posted by LSUDbrous90
Lafayette
Member since Dec 2011
1457 posts
Posted on 11/12/18 at 12:55 pm to
Personal capital for me. Mint has completely neglected their investment section which kills it for me.
Posted by Ace Midnight
Between sanity and madness
Member since Dec 2006
89742 posts
Posted on 11/12/18 at 4:33 pm to
YNAB
Posted by foshizzle
Washington DC metro
Member since Mar 2008
40599 posts
Posted on 11/12/18 at 5:03 pm to
An app will help you keep track of stuff, but only you can commit yourself to using it correctly.

Apps can facilitate the goal, but they don't make it happen like pressing a magic button.
Posted by WG_Dawg
Hoover
Member since Jun 2004
86598 posts
Posted on 11/12/18 at 5:15 pm to
I've used the same cheapass method since February of 2012 but don't mind it at all. Every purchase I make I write down in the 'notes' on my phone. Then once every week or 10 days or so I log that in a spreadsheet on my comp. I can basically do anything an app will but it's free and I kind of enjoy it. Over time I've adjusted and fine tuned the spreadsheet to be what I want. I break my expenses down into a ton of different categories (and have categories for revenue as well, although obviously there aren't as many of those) and keep track by month, and in the final tab of the spreadhseet have a year end total (both cumulative and monthly average). I can tell you how much money I spent on gas in July in 2018 and 2012 by consulting the spreadsheet. Yes it's definitely old school and takes more effort btu I've never been a fan of linking a card to some of those services (or paying for any of them) and I like that I can make my system as specific and personal as I want.
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