re: .

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think everyone would be better off if we went back to the model where insurance is for catastrophic health issues only, and not for everyday health expenses.

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Absolutely. Doctors don't even know how they're paid anymore. And they do all kinds of unnecessary shite because insurance covers it.

If you don't believe me, next time you're at the doctors office ask him what a wellness check costs. He can't tell you. Because he doesn't know.

It's different for every patient and every visit. They check your insurance and the maximum allowed amount and charge that and then collect from the insurance and your copay.

If you really dig into it healthcare costs in this country are a bizarre bloated mess. And ACA made the whole problem absolutely and inarguably worse and more confusing.