re: What to do with $250K

Yes it’s a net 10% Annualized Simple Interest. The fund makes a net 50-55% and that’s why they are able to pay 10%. They have a 5 year fund that pays 15%, but I just chose the 3 year fund at 10% per year.
It is an unsecured loan/investment, but it is diversified in Real Estate, Oil and Gas, Distressed Debt, and Business Loans. It has some similarities (with diversification) like a mutual fund.
It is rated as a low risk income/growth investment. I’m a creditor if this company.

There are platforms out there that are like this, but yes some can turn out to be not what you’ve expected -but there are alternatives outside of conventional wisdom that with enough due diligence are considered low risk.
That’s all I’m saying.