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re: Am I over thinking this...Roth v. Traditional IRA
Posted on 9/6/18 at 7:22 am to weagle99
Posted on 9/6/18 at 7:22 am to weagle99
Thanks for the info fellas.
Nope, no one knows what the tax rate will be in 31 years, but my taxable income will be less. I'm just assuming that SS will still be around, and obviously I wouldn't retire until I could get a full draw from it.
Smart idea with the timber corporation and offering a 401K.
I want to do both a pre-tax and post tax contribution, but didn't think you could do both an Tira and a Roth at the same time?
Nope, no one knows what the tax rate will be in 31 years, but my taxable income will be less. I'm just assuming that SS will still be around, and obviously I wouldn't retire until I could get a full draw from it.
Smart idea with the timber corporation and offering a 401K.
I want to do both a pre-tax and post tax contribution, but didn't think you could do both an Tira and a Roth at the same time?
1
Posted on 9/6/18 at 7:47 am to ChandlerB03
quote:
I want to do both a pre-tax and post tax contribution, but didn't think you could do both an Tira and a Roth at the same time?
You are right. I mistyped and should have been clearer.
My situation is similar to yours. I do not have retirement through my job. I opened Roth IRA for me, then Roth IRA for wife. Do max contributions to those. Then I have a taxable brokerage account that I use for mutual funds, etc
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