re: So how much after taxes a month do you need to live pretty much like you like

quote:

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eliminate expenses and I can work within the income
I’m not sure how that’s an imprudent financial decision but different strokes for different folks I guess

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Most people feel the same, but I'd you're sitting at sub 4% rates on a mortgage, cash flowing the payments and investing the excess is likely to prove profitable over a long enough period. If you've got 5 years or less on the mortgage, it's probably prudent to pay it off. If you've got 25 years left, investing and cash flow is probably more prudent.