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Posted on 8/24/18 at 7:20 am to TigerVespamon
Rent in a major city is our only big expense (2900) a month. Bring home 12k , could easily get by on 5k if needed as we have no debt.... our 2 year old actually saves us money as we never leave the house for fun anymore lol.
Posted on 8/24/18 at 7:35 am to TigerVespamon
quote:
Refired, and you’re financing a vehicle? I feel sorry for you.
Financing a vehicle depends on the rate and term and that's it. Working, not working, etc doesn't affect the decision to finance or not finance. Now, not purchasing the car altogether is an option, once you've decided to purchase, financing often makes far more sense.
Posted on 8/24/18 at 8:18 am to TigerVespamon
quote:
Refired, and you’re financing a vehicle? I feel sorry for you.
Yeah this makes a lot of sense.
I just bought the wife a new vehicle, I'm retired. I have excellent credit, so we were offered 1.9% interest on a car note. I could have written a check for the entire amount. But if instead I finance the vehicle and put the cash into the stock market, I come out ahead.
Also, let's be real, stats prove that the overwhelming majority of Americans can't afford to pay cash for an F250 anyway.
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