re: Need help with a lump sum

Is the commercial property something that you plan to keep until it's paid off, or at least longer term? If yes, are you at an LTV level that you could secure a fixed rate 10 year+/- commercial loan? I don't know what sort of loan terms you have now or what sort of relationship you have with your bank, but in this interest rate environment, that might be something you'd want to explore.