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re: Amex Platinum worth it?

Posted on 7/12/18 at 12:32 pm to
Posted by baldona
Florida
Member since Feb 2016
20605 posts
Posted on 7/12/18 at 12:32 pm to
What's the difference between Platinum and Gold benefits wise? I'm about to get a business credit card, do about 40k a year in expenses but that will probably double or triple in the next 2 years. Been using a debit card/ checks. I hate CC fees, but I was just scammed and it left me without a debit card for 7 days because of the dumbass bank. Time to play the points game too.

My problem is I don't really travel that much for business and my business is all local so little gas or expenses. So a majority of my purchases are materials, none of which are in a qualifying category.
Posted by VABuckeye
Naples, FL
Member since Dec 2007
35668 posts
Posted on 7/12/18 at 12:55 pm to
Difference in Benefits between Amex Business Gold and Business Platinum

Numerous differences. Centurion Lounge. Higher insurances. More credits. $200 airline fee credit. $100 Global Entry fee credit. Marriott and Hilton gold elite status. Amex Concierge (which is a great benefit).
Posted by VABuckeye
Naples, FL
Member since Dec 2007
35668 posts
Posted on 7/12/18 at 12:57 pm to
quote:

My problem is I don't really travel that much for business and my business is all local so little gas or expenses. So a majority of my purchases are materials, none of which are in a qualifying category.


I use mine almost exclusively for materials. I know I only get one point per dollar spent but they add up fast. I also don't worry about bumping into a credit line limit when I have a huge project to fund. I've put upwards of $100k on my business card at a time and Amex doesn't blink.
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