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re: As crazy as Dave Ramsey can be about credit cards and FICO scores ...

Posted on 6/9/18 at 10:54 am to
Posted by agdoctor
Louisiana
Member since Dec 2004
3144 posts
Posted on 6/9/18 at 10:54 am to
I haven’t had debt of any kind in 15 years other than 2 credit cards which I pay off monthly. My score has been over 800 until last fall when I upped my credit limit on the cards. Dropped to around 775 or something. Makes me no difference one way or the other.
Posted by Double Oh
Louisiana
Member since Sep 2008
18030 posts
Posted on 6/9/18 at 8:46 pm to
quote:

I haven’t had debt of any kind in 15 years other than 2 credit cards which I pay off monthly. My score has been over 800 until last fall when I upped my credit limit on the cards. Dropped to around 775 or something. Makes me no difference one way or the other.





Im pretty much in the same boat. No mortgage for the last 10 years ive had a company truck for 15 years so no car note and i dont have any credit cards only a debit card. Have no clue what my credit score and frankly dont care what it is.
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