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re: The 'lost generation' of millennials born in the 1980s may never be as rich as their paren
Posted on 5/25/18 at 1:31 pm to ShortyRob
Posted on 5/25/18 at 1:31 pm to ShortyRob
quote:
Well that's just silly.
My rate is 1.9%! LOL
Probably a new car purchase? I mean, that’s fine if you have the money, but roger was alluding to having a 21% interest car loan as if it were unavoidable. I should change what I said to “most people should buy cars in cash.” Especially if rates are high
quote:
Never say never. I mean, I've never done the ARM. But, do I really need to spell out for you when an ARM might be the right call?
I’m talking 98% of the time.
You’re trying to nab me on technicalities.
Most people should not finance car and have adjustable rate mortgages. There are always exceptions
2
Posted on 5/25/18 at 1:34 pm to cahoots
quote:Well shite. That isn't a car thing, it's a EVERY thing.
Probably a new car purchase? I mean, that’s fine if you have the money, but roger was alluding to having a 21% interest car loan as if it were unavoidable. I should change what I said to “most people should buy cars in cash.” Especially if rates are high
But of course, if you NEEDED a car back then and you couldn't pay cash............
quote:It's not exactly a technicality to say that there are people who know that it's possible they will move within the first several years of their mortgage and that a lower initial rate means they will pay more towards principle than otherwise(meaning selling will be a better deal for them too).
I’m talking 98% of the time.
You’re trying to nab me on technicalities.
Yeah. That's a real "technicality"!
Posted on 5/25/18 at 1:37 pm to cahoots
quote:
Probably a new car purchase?
If you were buying a used car today and you could access 3.2% which is available right now...........you'd pay cash?
Hmm..........that would be a suspect call to say the least.
This post was edited on 5/25/18 at 1:38 pm
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