re: Out of state job interview

Absolutely no way I would do that. Honestly, any company that would ask you to pay for your own expenses is not one that I would want to work for.

I would just politely be up front with them saying something like: "I really appreciate the opportunity, but I am just not at a point financially where I can take the risk of spending XXX dollars without reassurance that it may result in some further opportunity. Is there a possibility that we can do this via video?"

If they push the issue and insist that you fly on your own dime, then you have your answer....

ETA: to clarify, are they asking you to pay for the trip and they will reimburse you later or are they just straight asking you to pay with no reimbursement?