Need help with anniversary trip

Not a fan of all inclusives. Food is generally mediocre/average (though abundant), you're stuck in a place with a whole slew of people not of your own choosing, and the fact that you've paid for an all inclusive tends to discourage most ppl from going outside the resort and exploring. So consider whether an all inclusive is really for you, since you've made it thru 20 years of marriage without visiting one.