re: How to get FICO to 800?

quote:

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Not sure what happened with him but owning rental property has zero effect on credit score, it likely just bumped his total # of accounts up enough to help.

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I didn't mean owning rentals, sorry poor wording.

What I meant was increasing the amount of money loaned and the number of accounts. When my score was 760 I had 2 credit cards and a mortgage under $100k. Then I bought two rental properties with an additional mortgage of $100k and it shot up to over 800. Come to think of it my wife also bought a newer car and we had a car loan.

So I had 3 accounts with total credit available of about $100k and it was 760.

Went to 6 accounts with total credit available of $225-250 and it was 810.