- My Forums
- Tiger Rant
- LSU Recruiting
- SEC Rant
- Saints Talk
- Pelicans Talk
- More Sports Board
- Fantasy Sports
- Golf Board
- Soccer Board
- O-T Lounge
- Tech Board
- Home/Garden Board
- Outdoor Board
- Health/Fitness Board
- Movie/TV Board
- Book Board
- Music Board
- Political Talk
- Money Talk
- Fark Board
- Gaming Board
- Travel Board
- Food/Drink Board
- Ticket Exchange
- TD Help Board
Customize My Forums- View All Forums
- Show Left Links
- Topic Sort Options
- Trending Topics
- Recent Topics
- Active Topics
Started By
Message
re: Let's be honest about credit scores
Posted on 10/23/17 at 6:44 pm to Steauxn
Posted on 10/23/17 at 6:44 pm to Steauxn
quote:
fair enough. But to be honest 720ish to 850 will result you in the same interest rate / credit worthiness rating.
quote:
You are correct, we call them bullets. 720+ and you're good to go.
...rating of 850 beginning late 80's / early 1990's. There are many powerful advantages from having above 720... Combine 850 along with various assets and you can end up with some pretty attractive and convenient privileges to be used to your advantage.
Posted on 10/23/17 at 8:12 pm to TurkeysAndBees
This is the greatest branding/marketing scheme in history.
Your FICO score is simply a profitability rating for lenders, and they've tricked everyone into thinking it's not.
I have no debt. None. House, student loans paid off. No car loans in 10+ years. Use one credit card for points pay it off in full monthly. High income, high liquidity. But I laugh and you'd laugh at my FICO score. My CPA and my financial guy both tell me to carry some debt and pay it monthly just to inflate it. frick that.
Your FICO score is simply a profitability rating for lenders, and they've tricked everyone into thinking it's not.
I have no debt. None. House, student loans paid off. No car loans in 10+ years. Use one credit card for points pay it off in full monthly. High income, high liquidity. But I laugh and you'd laugh at my FICO score. My CPA and my financial guy both tell me to carry some debt and pay it monthly just to inflate it. frick that.
Popular
Back to top
![logo](https://images.tigerdroppings.com/images/layout/TDIcon.jpg)