re: Let's be honest about credit scores

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What is the big freaking deal about credit scores, we have good credit, but I cant imagine a few point swing from 800 to 760 making that big of a difference in my life.

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My credit report lists me as the president of a company I started when I was 19. It does nothing. I am not self employed.

A higher credit score allows me to go in, say I make 100k a month, and get a loan for whatever I want without proving income.

I would not do this...but if I find out I'm dying...