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re: Let's be honest about credit scores
Posted on 10/23/17 at 4:23 pm to X123F45
Posted on 10/23/17 at 4:23 pm to X123F45
quote:What is the big freaking deal about credit scores, we have good credit, but I cant imagine a few point swing from 800 to 760 making that big of a difference in my life. Yes, if I am buying a house I pay attention to it a few months prior but shite, that is like 4 times in a lifetime.
If they are smart ELT, they pull an auto enhanced bureau.
It can artificially inflate or deflate your score depending on your auto history.
I never let any dealer pull my credit. EVER.
2
Posted on 10/23/17 at 4:29 pm to tigerfoot
The free credit score provided by my Citi card goes up to 900.
Posted on 10/23/17 at 4:40 pm to tigerfoot
quote:
What is the big freaking deal about credit scores, we have good credit, but I cant imagine a few point swing from 800 to 760 making that big of a difference in my life.
My credit report lists me as the president of a company I started when I was 19. It does nothing. I am not self employed.
A higher credit score allows me to go in, say I make 100k a month, and get a loan for whatever I want without proving income.
I would not do this...but if I find out I'm dying...
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