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re: Life insurance questions\advice
Posted on 10/2/17 at 1:19 pm to notsince98
Posted on 10/2/17 at 1:19 pm to notsince98
quote:
Not where I work. We get unlimited sick time for free. Can't lose your job for being sick where I am. Sadly, I know it works because we have had a few get cancer over the last 5 years. And if we have something happens that prevents from physically being able to work again, we have a free AD&D rider that covers this stuff and pays out.
That's rare though, extremely rare.
Certainly I have my life insurance maxed with my employer also, its something like 3 times my pay for like $10/ month. Its very cheap, but I would never have that as my primary life insurance. As you said, employer life insurance can be great. But I don't think anyone should rely on that as their only life insurance. At least get like $250k outside of your employer.
1
Posted on 10/3/17 at 8:24 am to baldona
quote:
That's rare though, extremely rare.
Certainly I have my life insurance maxed with my employer also, its something like 3 times my pay for like $10/ month. Its very cheap, but I would never have that as my primary life insurance. As you said, employer life insurance can be great. But I don't think anyone should rely on that as their only life insurance. At least get like $250k outside of your employer.
Which is why it is ALWAYS a good idea to check with your employer and find out exactly what your options are with them. Sometimes, it is a better deal especially if you work in an industry where job security is almost guaranteed.
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