re: We have saved 60k and my fiancée and I have no debt please help.

1.) never get divorced
2.) never buy too much car
3.) purchase term life or employer sponsored life insurance - avoid complicated policies
4.) Max out 401k
5.) Max out IRA
6.) talk with your spouse - determine how many months of expenses you want in an emergency savings acount
7.) ditch one of those credit cards
8.) based on age - look at Fidelity Contra Fund or Vanguars Total Stock Market Fund - invest 10% of every paycheck into one of those funds
9.) live well below your means - you did not state your age - but I assume you are young - you have the power of time and compounding interest in your side.
10.) investigate home ownership - most Americans have equity in their home and that could be passed down to children - I would start with school districts as the first research topic and go from there.