re: Louisiana has nation’s second-highest car insurance rates, report says

well the likelihood of me getting in an accident with an uninsured motorists and having life long catastrophic injuries is pretty slim, and if it happens, oh well. No amount of money will make me happy, or bring me back to where i was before the accident. shite happens. i'm not paying insurance for everything bad that can happen to me. if it happens, it happens. I have good health insurance and a good employer. if this accident is beyond those two, then who gives a frick at that point, my life is basically over anyway.