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re: Louisiana has nation’s second-highest car insurance rates, report says
Posted on 8/8/17 at 8:02 am to jbgleason
Posted on 8/8/17 at 8:02 am to jbgleason
quote:
Uninsured motorist is a huge insurance company scam in most instances. What do you think it covers? Because most people don't know. It covers bodily injury. You know what else covers bodily injury? The health insurance you already have. In fact, health insurance will kick in first and the uninsured will only kick in if your health policy doesn't cover. Ask your car insurance agent about this next time they try to tack that onto your bill. Uninsured also allegedly covers damages for personal injury but good luck getting your own insurance company to give you a substantial pain and suffering payout.
You couldn't be more wrong if you tried. Anyone driving without Uninsured Motorist is nuts. It's critical option no one should pass up.
1
Posted on 8/8/17 at 8:06 am to TigerGman
quote:
You couldn't be more wrong if you tried. Anyone driving without Uninsured Motorist is nuts. It's critical option no one should pass up.
, my SIL sells auto insurance for several companies and straight up told me it's they thh states insurance commissioner is in bed with insurance companies and that for the most part uninsured motorist is a joke but a ton of people that don't understand it think they HAVE to absolutely have it although they aren't getting really any extra coverage anywhere if they have adequate health insurance... 
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