re: Anyone heard of LegalShield?

1) If you can find a way to use a couple hundred dollars of minor legal services a year, it might be worth it. Traffic ticket, one off thing like the aforementioned letter (I presume) to get a paycheck that was owed.

2) I'm sure they make money because most people don't need a couple hours of legal services a year.

3) People who don't use it but take security in the fact they're "protected" probably aren't getting their money's worth. People involved in this are not the lawyers you want for a significant legal issue, and I'm assuming more significant items are excluded anyway.