re: Married baws - how do y'all handle finances

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But the way we do it, and I believe it will work out in the long run, is at least 3 accounts, one for all the money to go into and pay bills out of, and then we each have a separate checking account where we effectively get an allowance to spend on whatever we want. That way if I buy something stupid, or she does, there's no argument over it.

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we did this when we first got married, but after about 2 years we realized that we were on the same page financially and it wasn't really needed

its certainly a good idea though for couples who one of them is prone to more spontaneous purchases