re: Is a family of 4 that earns 97k/year middle class or upper class, on average?

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I said "on average" in the OP, which means if you account for all 50 states, is the 97k 4 person family more often upper or middle?

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Well that's a useless way to frame it, but I'll play along.

That's not "upper class" for a family of four in any population center in this country. And I'm talking even suburbs and outer-metros in the south.

Maybe, big maybe, in some rural areas where most of us have just never set foot.