re: Cash-flow 44 month MBA vs. Borrow for 22 month program

Normally I'd be all for paying cash, but 44 months is a lOOONG time. So I'd do one of two things here, I'd save up for a year and then do the 22 months. Get it done in 36 months. Or, I'd do the 22 months.

Your life at age 30 can change drastically in 44 months/ 4 years. No way I'd do a 2 year school over 44 months at that age, it would be WAAAAY to easy for something to happen, you to have to move or stop, and never finish the education when having already paid for part of it.

Knock it out, get it over, save up money, cut your lifestyle, and get it all behind you asap.