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re: Is it super dumb to finance a vehicle for 72 months?
Posted on 3/3/17 at 11:37 am to LSUengineer12
Posted on 3/3/17 at 11:37 am to LSUengineer12
I'd do it if:
1) The interest rate is under 3 percent
2) You are not using the extra time to buy more car than you can afford.
3) You are going to keep the car at least 72 months
4) If you are worried about being upside down and totaling your car, consider GAP insurance.
1) The interest rate is under 3 percent
2) You are not using the extra time to buy more car than you can afford.
3) You are going to keep the car at least 72 months
4) If you are worried about being upside down and totaling your car, consider GAP insurance.
1
Posted on 3/3/17 at 12:22 pm to LSUFanHouston
I can get financing on a used car at 1.99% and you can of course, get 0% on a new one, so I'm not sure from a mathematics perspective why anyone would care much at how many months.
As you said, as long as it isn't an excuse to buy more car etc. I don't see the big deal.
As you said, as long as it isn't an excuse to buy more car etc. I don't see the big deal.
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