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Started By
Message
re: humorous look at Republican plans to replace ACA (NSFW)
Posted on 2/27/17 at 3:11 pm to Dale51
Posted on 2/27/17 at 3:11 pm to Dale51
Look, I pay $750/month for premiums, my company pays more than I do.
Let's call that total $1500/month to make this math easy
On top of that, I put $3500 in an HSC every year
So, annually, that's over $20,000/yr being spent on covering myself and my family just on premiums.
I still have to pay $3600 out of pocket before I can even use it... then I still have to pay 20% beyond that up to my annual out of pocket max.
So, that's roughly $25000/yr in cost between me and my employer every year before I can even use my insurance. This is a group plan for one of the largest companies in the world.
My wife and I are in the top 4% of household income nationally.
How is a median income family... hard working folks, supposed to afford to buy their own plan that doesn't come close to the benefits that my group plan covers? How are lower class people supposed to do it?
You're telling me that it wouldn't just be easier to tax everyone and their employers and have single payer than all this bullshite?
Every other civilized country in the world is wrong about this and we're the only ones who are right?
Btw... I have Canadian coworkers. They all love their Healthcare. Those who want "Cadillac" coverage above their benefits, who can afford it, just buy it. They can afford it because their basic needs and catastrophic coverage is taken care of. Just like the OT ballers could buy concierge care here if they don't want to have to sit next to the poors in the waiting room.
End of the day, we're just delaying the inevitable. There will be single payer in the US inside of 10 years. Down vote away, but it's coming.
Let's call that total $1500/month to make this math easy
On top of that, I put $3500 in an HSC every year
So, annually, that's over $20,000/yr being spent on covering myself and my family just on premiums.
I still have to pay $3600 out of pocket before I can even use it... then I still have to pay 20% beyond that up to my annual out of pocket max.
So, that's roughly $25000/yr in cost between me and my employer every year before I can even use my insurance. This is a group plan for one of the largest companies in the world.
My wife and I are in the top 4% of household income nationally.
How is a median income family... hard working folks, supposed to afford to buy their own plan that doesn't come close to the benefits that my group plan covers? How are lower class people supposed to do it?
You're telling me that it wouldn't just be easier to tax everyone and their employers and have single payer than all this bullshite?
Every other civilized country in the world is wrong about this and we're the only ones who are right?
Btw... I have Canadian coworkers. They all love their Healthcare. Those who want "Cadillac" coverage above their benefits, who can afford it, just buy it. They can afford it because their basic needs and catastrophic coverage is taken care of. Just like the OT ballers could buy concierge care here if they don't want to have to sit next to the poors in the waiting room.
End of the day, we're just delaying the inevitable. There will be single payer in the US inside of 10 years. Down vote away, but it's coming.
Posted on 2/27/17 at 3:33 pm to dpd901
quote:
There will be single payer in the US inside of 10 years.
I really want to believe this, but unfortunately it's not going to be that easy to just do away with all of the health insurance companies.
I can see a day where there is a public option that eventually becomes a better alternative than most private health insurance plans, and thus drives more of them out of business.
Posted on 2/27/17 at 7:56 pm to dpd901
quote:
End of the day, we're just delaying the inevitable. There will be single payer in the US inside of 10 years. Down vote away, but it's coming.
I agree, unless we are willing to turn away people who have no coverage and can't afford to pay their bills. Since we take care of those people regardless, and we do it in the most expensive way possible, we should just do what you said. Cover peoples basic needs and let everyone purchase private sector supplemental plans (either by paying for it themselves or through their employer).
I've started a couple of threads on this. I think it's inevitable. What the liberals are proposing is that everybody gets the same Cadillac coverage, and that is not sustainable, so we'll eventually have rationing. A better model to me is the two-tier model where everyone gets the basic care, and you can use supplemental plans to give yourself access to the doctor of your choice, the hospital of your choice, private hospital rooms, brand name drugs, experimental treatments, etc...
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