re: Is there anything dumber than living with a woman you arent married to

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My wife moved in with me before we were married. I love her and want to spend every moment with her. Sorry you haven't found that

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Divorce rate is about 60%.
People who live together prior to marrying have a divorce rate higher than 80%.
People who have no sex prior to marriage divorce rate is less than 5%.

Sex before marriage prevents couples from getting to know each other. Instead of discovering what is inside of each other often the couples (especially the male) are primarily thinking of how soon can we have sex instead of what are their thoughts on raising children. Many conversations are shallow because the mind is on sex.
Once ex enters the equation it makes it more difficult to get out of the relationship. Sex creates certain emotional bonds that are difficult to break and take a lot of time to heal once they are broken. When this healing does not take place, then these wounds enter the next relationship. This causes problems in the next relationship. When there was no sex in the relationship it is much easier to leave a relationship that is not workable.

Couples need to have deep conversations prior to marriage. Their minds need to be thinking of additional deep conversations. These lead to discovering the person sooner, thus living together is not necessary.
Years ago people did not "need" to live together prior to marriage. The divorce rate was far lower than 60%, 30%, 20%. It was around 5%. Why were those "uneducated" people so much smarter than we are today? They must have known something.
If you truly love someone you wait to have sex after marriage.
There is no room for selfishness in a marriage. Both people should evaluate their selfishness prior to marriage. This will lead them to NOT living together.